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Commercial Insurance PDF Print E-mail

PROPERTY, GENERAL LIABILITY, AUTO, WORKERS COMPENSATION, & UMBRELLAS. As Independent Agents, we have many markets to handle almost any insurance need. What sets our agency apart is our Alternative Markets.

Financial Institutions - Through our partnership with U. S. Financial Risks, we offer coverage for Financial Institution Form 24, Directors & Officers Coverage, "A" Side coverage, Fiduciary Liability, Internet Liability, Privacy Liability, and all other financial and Property and Casualty Related coverages.  If there are one or two coverages mentioned that you are not familiar with, that is all the more reason that you need to be in contact with our agency.  With our association, we are able to go straight to carriers such as Zurich, St. Paul/Travelers, CNA, The Hartford, Progressive, Chubb, and anyone else who becomes a market for Financial Institutions. 

Senior Health Services - Whether its Nursing Homes, Adult Day Care, Assisted & Independent Living Facilities or Home Health Care...The Frazer Group now has a program that features Professional Liability, General Liability and Property insurance coverages offered at very competitive rates. With our existing underwriting division and our A-Rated carriers we can structure a truly comprehensive coverage program with claims management and loss prevention services that are the best in the industry!

Types of Facilities Coverage:
♦ Assisted Living ♦ Adult Day Care ♦ Independent Living ♦ Hospice ♦ Home Health
 

Coverage Features:
 
 
♦ Abuse & Molestation limits to $1,000,000
♦ Property with $1,000 minimum premium
♦ Defense outside limits for added premium
♦ 25% Discount with resident arbitration
♦ Hired and Non-Owned Auto available
♦ Discount for risk management
♦ Durable Medical Equipment
 
♦ $25,000 HIPPA coverage
♦ Minimum Deductible of $2500
♦ We can also broker Excess
♦ We can also broker Auto
♦ We can also broker Hospitals
♦ We can also broker Workers’ Comp
♦ We can also broker Nursing Homes
♦ Skilled nursing with Home Health
♦ Available all states except (AK & HI)
 
To download our Senior Health flyer, click here.





 

 

Captive Insurance Programs -  We have a Captive Insurance program to offer companies that generate $200,000 or more of standard premiums for Auto, General Liability, and Workers Compensation. We also have a sister property captive plan to write in conjunction with this. Captive Insurance gives your company the ability to insure just like the Fortune 500 companies and to control your premium outlay on a level basis year-in and year-out.
 Additionally, we offer Captive Group Insurance plans in conjunction with Wellness Programs and in office/doctor's clinics. Call today to inquire about either of these programs.

Lumber and Forestry Industry Solutions - We provide insurance solutions for the lumber, building materials, forest products and woodworking industries. The program offers Property (up to $20,000,000 insured values per location, up to $40,000,000 per policy), General Liability, Auto, Umbrella, Equipment Breakdown, Boiler & machinery, Business Income, Mobile Equipment and Workers Compensation for most classes.

Eligible risks include those involved in sales, handling, storage, manufacturing, or otherwise processing of products designed as wood, hardware, home improvement and building materials dealers.

Such as:
Logging and Lumbering Operations
Lumberyards and building materials dealers both retail and wholesale
Furniture, cabinet makers and carpentry shops
Truss manufacturers
Box and barrel manufacturers
Fence manufacturers
Planing mills
Log home manufacturers
Pallet manufacturers (new pallets only)
Plywood, particle, chip or fiberboard manufacturers
Flooring, door or window manufacturers
Millwork shops
Electrical, plumbing, roofing, HVAC or masonry suppliers


If you have a question about this program, give us a call, and we will get you and answer.

 

 
Contact us for alternative insurance programs for:
Captive Insurance Programs  
     > Property, Casualty and Group Health
Trucking
General Corporate
Retail and Commercial
Wholesale and Warehouse
Restaurant and Hospitality (Hotel/Motel)
Bank Insurance
Logging Insurance
Lumberyard Insurance
Financial Institution Insurance
Truss Manufacturing
Millwork
Flooring Manufacturing
Log Truck Insurance
Sand and Gravel Industry
Contractor Insurance
Fast Food Restaurant Insurance
Plus Other Markets...  
 
 
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